5 Criteria yekusarudza yakanakisa kumahombekombe bhangi

1. Kugadzikana kwehupfumi pamwe nezvematongerwo enyika kumatunhu ekumahombekombe

Tichifunga nezve iko kusagadzikana kwehupfumi hwepasirese uye kusagadzikana kwezvematongerwo enyika, zvine musoro kuchengetedza zvinhu zvako mudunhu rinovimbisa kuchengetedzeka zvirinani kupfuura nyika yako yekumusha. Bhurawuza kuburikidza neinternet, uchanyatso kusangana nemanyore uye akareba rondedzero yemitero-nzvimbo nyika kuti utore uchifunga usati waita uropi hwako chero bhengi mhinduro uye kuchengetedza hupfumi hwako. Usatya, nehunyanzvi hwedu pamitemo uye kuchengetedzwa kwevatengi kumahombekombe emabhangi ekumahombekombe munzvimbo dzakasiyana siyana, isu tiripano kuzopa mhinduro dzinosangana nezvamunotarisira.

2. Mukurumbira webhangi

Iine runyorwa rurefu rwemabhangi ekumahombekombe pasi rose, ndeapi maitiro aunofanira kufunga nezvazvo? Zvingaite senge zvine hungwaru kuti mabhangi ane nyore mutengi-kugamuchirwa marongero anogona kutariswa sengozi dzakakwira, neakaderera mhando masevhisi pane emabhangi ane yakaoma mitemo. Chimwezve chitendero chakajairika ndechekuti mabhanga epasi rese emakambani makuru ane mukurumbira uye nzvimbo dzakachengeteka dzehupfumi hwako uye zvakavanzika zvemashoko ako pachako. Nekudaro, chinhu chehungwaru kuita kubvunza zvinotevera.

• Ko bhengi rine mari here?
• Bhengi rinozoshandisa sei mari yangu?
• Ndeapi mhando yezvigadzirwa / masevhisi anopihwa nebhangi?
• Bhengi rakapinza yakachengeteka AML mutemo, inowirirana zvizere ne IRS uye zvakadaro?

Kupindura iyi mibvunzo kunokutungamira kuti usarudze rakakodzera uye rakachengeteka bhangi kune rako bhizinesi, zvichienderana nesarudzo dzakanyatso ruzivo.

3. Mutemo uye kuchengetedzwa kwevatengi

Kuenderana kwekuchengetedzwa kwevatengi ndechimwe chezvinhu zvakakosha zvaunofanira kunyatsoteerera. Kudzivirirwa kwakanaka kwevatengi kuchakwanisa kuvhara hupfumi hwako hwawakaisa kana bhangi rikabhuroka. Tarisa-cheki chengetedzo inopihwa nebhenji rako rakanangwa uye nemasimba aro usati wasarudza iyo imba yeakaundi nyowani yebhangi account.

4. Ndeapi maakaundi mhando anokodzera iwe

Iwe unofanirwa kusarudza kuti mabhangi ane akasiyana masevhisi ebhizinesi account. Fungisisa nokungwarira kana kambani yako ichinyatsoda akaundi-yemari yakawanda, kunyangwe iwe uchigona kutsigira yakakwana bhezari kuti ubatsirwe kubva kune yavo yekutanga account mhando, kana kana yako bhizinesi account yaizoenderana nevazhinji vanobhadhara-sevhisi vanopa.

5.Kudhinda kudiki uye mazwi nemamiriro

Chekupedzisira asi chisiri chidiki, iwe unofanirwa kuvimbiswa kuti iwe unonzwisisa uye unogamuchira zvirevo nemamiriro eakaundi yako yebhangi usati wasaina pamutsetse une madota. Izvi zvinokupa iwe kunzwisisa kwakazara uye kwakajeka pamusoro penyaya yako yekumahombekombe account, senge mubati weakaunzi account kana hushoma hukama nebhangi. Izvi zvinogona kunge, semuenzaniso, muchimiro chekuchengetedza, mari, zvikwereti uye / kana yazvino-account zviyero. Panogona kunge paine zvinonakidza zvinopihwa senge zvenguva pfupi-dhipoziti uye mabhenefiti kubva kune zvimwe zvinhu senge inishuwarenzi yekufambisa kana kavha yekubuda nechimbichimbi nezvimwe.Uyezve, iwe unofanirwa kuve wakajeka nezve pamwedzi fizi, mhosva dzine chekuita nekuchinjisa mari pasi rose kana pakati pemari, uye chero mhosva unogona kutora kana iwe ukanyanyisa kutora kana kushandisa ATM yepasi rose.