Ithemba kunye neNkonzo yeSiseko-ii-FAQs

Ingeniso yetrasti ichazwe ngokuthe ngqo kwimbuyekezo yerhafu yabaxhamli bangoku. Kungenxa yokuba yi-Grantor trust, ethembekileyo apho umdali (okanye umniki-mali) egcina inzala ethile kwingeniso nakwimali ngaphakathi kwetrasti. Ayamkelwa njengequmrhu elahlukileyo elirhafelwayo elahluliweyo kumniki ngeenjongo zerhafu. Kungenxa yoko, "yiRhafu yeNgeniso engathath'icala" kumnikezeli. Ke, ngeenjongo zerhafu, kuyalingana nokugcina imali egameni lakho. Ukusuka kwindawo yokukhusela i-asethi, nangona kunjalo, ngumahluko phakathi kokugcina nokungagcini imali yakho. Inokudlulisa ukuncitshiswa kwerhafu yokuthengiswa kwezindlu kunye nokutsalwa kwenzala kwimali mboleko kwimbuyekezo yakho yerhafu.

Umnini welayisenisi Jikelele yeTrasti liziko eligcina iphepha-mvume lokugcina ngokuthembekileyo ngokusemthethweni njengoko kumiselwe nguMthetho weeBhanki kunye neeNkampani zeTrasti, 1990 kwaye yenza ukuba umnini aqhubeke nokuqhuba ishishini ngaphandle kwemingcele. Ishishini lokugcina izinto ngentembeko njengoko kuchaziwe ngulo Mthetho lithetha "ishishini (a) losebenza njengetrasti, umkhuseli okanye umlawuli wetrasti okanye yokuhlala, (b) ukulawula okanye ukulawula nayiphi na intembeko okanye ityala, kunye (c) nolawulo lwenkampani njengoko kuchaziwe Umthetho woLawulo lweNkampani, 1990.

Umnini welayisenisi Jikelele yeTrasti liziko eligcina iphepha-mvume lokugcina ngokuthembekileyo ngokusemthethweni njengoko kumiselwe nguMthetho weeBhanki kunye neeNkampani zeTrasti, 1990 kwaye yenza ukuba umnini aqhubeke nokuqhuba ishishini ngaphandle kwemingcele. Ishishini lokugcina izinto ngentembeko njengoko kuchaziwe ngulo Mthetho lithetha "ishishini (a) losebenza njengetrasti, umkhuseli okanye umlawuli wetrasti okanye yokuhlala, (b) ukulawula okanye ukulawula nayiphi na intembeko okanye ityala, kunye (c) nolawulo lwenkampani njengoko kuchaziwe Umthetho woLawulo lweNkampani, 1990.

Umnini welayisenisi eThintelweyo unephepha mvume elisemthethweni njengoko kumiselwe nguMthetho weeBhanki kunye neeNkampani zeTrasti, ka1990 kwaye uvumela umniniyo ukuba aqhubeke neshishini lokuthembela kunye nezithintelo ngokukodwa ekunikezeleni ngeenkonzo zetrustee

Iarhente ebhalisiweyo njengoko ichaziwe nguMthetho weeNkampani zeShishini laMazwe ngaMazwe ("IBCA") ithetha "umntu othi nanini na enze imisebenzi yearhente ebhalisiweyo yenkampani efakwe phantsi kwalo Mthetho ngokwecandelwana (1) lecandelo 39" ( ye-IBCA).

Ummeli ogunyazisiweyo ngumntu otyunjwe yinkampani yetrasti ukuba asebenze njengomlamli phakathi komnini welayisensi kunye neKhomishini.

Iofisi esemthethweni yiofisi yoMphathi weNkampani okanye umnini welayisensi yeTrust enobukho obukhoyo (baseBritane) kwiiVirgin Islands.

Inkampani yeTrust yinkampani eqhuba ishishini lokuthembela njengoko kuchaziwe ku (2) apha ngasentla.

Ngaphantsi koMthetho weeBhanki kunye neNkampani yeTrust ye-1990, abanini mvume yokuthembela ngokubanzi kufuneka ubuncinci bahlawulelwe ngokupheleleyo imali engamakhulu amabini anamashumi amahlanu amawaka eedola zaseMelika ($ 250,000) okanye elilinganayo kwimali yamanye amazwe; okanye isambuku esinjengoko iKhomishini yeeNkonzo zezeMali ngokomyalelo; kwaye ndibeke okanye ndatyala imali isixa semali njengoko kunokuchazwa yiKhomishini kodwa ingagqithi kwi-US $ 100,000. Abafakizicelo belayisensi yetrasti ethintelweyo abaxhomekekanga kwiimfuno ezinkulu.

Phantsi koMthetho woLawulo lweNkampani, 1990, uMphathi weNkampani kulindeleke ukuba ubuncinci buhlawulwe imali eyinkunzi engamawaka angamashumi amabini anesihlanu eedola (iUS $ 25,000).

Ezona mfuno zisezantsi zokufumana ilayisensi yolawulo lwenkampani zezi:

• amava olawulo lwenkampani aqinisekisiweyo
• ubuncinci imali ebhatalwayo engama-25 amawaka eedola zaseMelika ($ 25,000)
• ubukho ngokwasemzimbeni kwiiVirgin Virgin Islands.

Imali yesicelo ngamakhulu amabini eedola zaseMelika ($ 200).

Inqaku elikhethekileyo: ezi mfuno aziphelelanga.

Phawula:

Imvumelwano ngoku ivele ukuba, kuphela kwiimeko apho:

• Iziko elichaphazelekayo li-blue chip international kunye nodumo, kwaye ubukho babo kulawulo kuya kuba kukugcwalisa igama le-BVI njengendawo yokuqhuba ishishini lamanye amazwe; okanye
• iziko elichaphazelekayo liya kubonelela ngeenkonzo ezongezelelweyo ezinganikezelwanga okwangoku kulawulo;

Ngaba amaphepha-mvume olawulo lwenkampani aya kunikwa ezinye iinkampani ngaphandle kweenkampani ezinobunini bengingqi kunye nobukho beBVI. Kuzo zombini ezi meko, inkampani kulindeleke ukuba izenzele ubukho bayo kwaye ifake isicelo selayisensi yokuthembela ngokubanzi kwisithuba seminyaka emibini yesibonelelo selayisenisi yolawulo lwenkampani. Onke amanye amaziko kuya kufuneka enze isicelo selayisensi yokuthenjwa ngokubanzi.