Sizokwazisa kuphela izindaba ezintsha nezinhle kuwe.
Vula i-akhawunti yebhizinisi lapho usukulungele ukuqala ukwamukela noma ukusebenzisa imali njengebhizinisi lakho. I- akhawunti yasebhange yebhizinisi ikusiza ukuthi uhlale uthobela umthetho futhi uvikelekile. Ibuye inikeze izinzuzo kumakhasimende akho nakubasebenzi. Namuhla sinikeza ukuqonda embonini yamabhange yaseSingapore, uhlelo lwezimali oluphakeme lwamabhange asekhaya nakwamanye amazwe. Uzofunda ngezinqubo zokuvula i-akhawunti yasebhange yebhizinisi, izidingo zamadokhumenti, kanye nobubanzi bezinsizakalo zebhange ezitholakalayo.
Eminyakeni yakamuva, iSingapore ivele njengesikhungo esiphambili sezezimali e-Asia, nazo zonke izikhungo ezinkulu zezimali zomhlaba wonke ezikhona lapha. Njengamanje, kunamabhange ezentengiselwano angama-125 asebenza kulelidolobha, lapho amahlanu kungawasendaweni kanti amanye angaphandle.
Phakathi kwamabhange angaphandle ayi-120, angama-28 amabhange agcwele angaphandle, angama-55 angama-wholesale bank kanti angama-37 ngamabhange aphesheya kwezilwandle. Lezi zinhlangano ezinhlanu ezifakwe kuleli ziphethwe amaqembu asebhange - iDevelopment Bank yaseSingapore (i-DBS), i-United Overseas Bank (UOB), ne-Oversea-Chinese Banking Corporation (OCBC) . Amanye amabhange angaphandle avelele akhona ahlanganisa i- Standard Chartered Bank, i-HSBC, iCitibank , ne-ABN AMRO.
Ibhange elikhulu laseSingapore , iMonetary Authority yaseSingapore (MAS) , yi-ejensi yokuhola elawula zonke izikhungo zezezimali zaseSingapore.
Qaphela: Ukuvulwa kwe-akhawunti yasebhange yenkampani eSingapore kulula futhi akunamsebenzi uma nje izidingo zemibhalo zifezekiswa ngokufanele. Okulandelayo ukubuka konke kwenqubo yokuvula i-akhawunti nokuqhathaniswa kwamanye amabhange amakhulu. Lokhu kumhlahlandlela ojwayelekile futhi akufanele kuthathwe njengeseluleko sochwepheshe. Abafundi bayelulekwa ukuthi babheke ngqo izinqubomgomo nemigomo yokusebenza yamanje namabhange afanele.
Ngokuvamile, okulandelayo kuyadingeka ukuvula i-akhawunti yasebhange yenkampani eSingapore:
Isinqumo sebhodi labaqondisi benkampani
Ikhophi yesitifiketi sokufakwa kwenkampani
Ikhophi lephrofayili yebhizinisi lenkampani
Ikhophi leMemorandamu yenkampani kanye ne-Articles of Association (MAA)
Amakhophi wamaphasiphothi noma amakhadi wokukhomba kazwelonke aseSingapore abo bonke abaqondisi benkampani
Ubufakazi bamakheli okuhlala wabaqondisi nabanikazi benkampani abazuzisayo ekugcineni
Amakhophi emibhalo kumele "Aqinisekiswe Aqinisile" ngunobhala wenkampani noma ngomunye wabaqondisi benkampani. Ngaphezu kwalokho, ibhange elikhathazekile lingacela nemibhalo yoqobo kanye neminye imibhalo yokuqinisekisa okungeziwe.
Ngokuphawulekile, amanye amabhange aseSingapore adinga ukuthi abasayine ama-akhawunti nabaqondisi babekhona ngokwenyama ekusayinweni kwemibhalo esemthethweni ngesikhathi kuvulwa i-akhawunti. Amanye amabhange angamukela amadokhumende asayinwe mathupha kwelinye lamagatsha awo aphesheya kwezilwandle noma phambi kukabhali. Noma ngabe yikuphi, wonke amabhange aseSingapore ahambisana nemithetho nemithetho enzima ngakho-ke azokwenza uchungechunge olunzulu lokuhlola nokuphenya kumakhasimende abo angaba khona ngaphambi kokuvula i-akhawunti entsha yenkampani.
Inkampani ingavula i-akhawunti yedola laseSingapore noma i-akhawunti yemali yakwamanye amazwe njengoba amabhange amaningi asendaweni yedolobha ahlinzeka nge-akhawunti yezimali eziningi. Uhlobo lwe-akhawunti lunganqunywa ngokuya ngemvelo yenkampani yebhizinisi.
Izinkampani zokuhweba nezinkampani ezinokuthengiselana okukhulu kwezilwandle kubalulekile imali yakwamanye amazwe noma i-akhawunti yezimali eziningi. Qaphela ukuthi kuya ngohlobo lwebhange nohlobo lwe-akhawunti, inani elilinganiselwe lebhalansi lizohluka. Kepha kukonke, imfuneko yebhalansi ephansi nezindleko zebhange ziphakeme kakhulu kumabhange aphesheya.
ESingapore, wonke amabhange ahlinzeka ngezinsiza zokubheka ama-akhawunti ezinkampani zaseSingapore. Kepha uma kwenzeka ama-akhawunti emali yakwamanye amazwe, izincwadi zokuhlola zitholakala ngezimali ezithile kuphela.
Ngokufanayo, maqondana namakhadi e-ATM, amabhange amaningi ahlinzeka lesi sikhungo ngemikhawulo ehlukahlukene yansuku zonke ye-akhawunti yedola laseSingapore kuphela.
Inketho yesikhungo sekhadi lesikweletu inikezwa ikakhulukazi ecaleni ngamacala futhi amanye amabhange adinga ukuthi i-akhawunti kumele ibanjwe isikhathi esincane ngaphambi kokuthola leyo ndawo.
Ngaphezu kwalokho, indawo yokubhanga online itholakala ngawo wonke amabhange aseSingapore, kepha uhlobo lokuthengiselana oluvunyelwe luyahlukahluka futhi namakhasimende avunyelwe ukusetha umkhawulo wokuthengiselana emabhange amakhulu amakhulu.
Cishe wonke amabhange aseSingapore ahlinzeka ngezixazululo eziningi zebhizinisi ezinjengomshuwalense, izinsizakalo ezikhokhelwayo ze-akhawunti, insizakalo etholakalayo ye-akhawunti, imali yokuhweba kanye nezinsizakalo zokuphathwa kwempahla.
Izikhungo zemalimboleko zikhona kepha kuncike kumlando wezezimali wenkampani, uhlobo lwebhizinisi, ukubambelela eSingapore enkampanini, iphrofayili yokuphatha, ukubalwa kwabantu enkampanini, kanye nephrofayili yamakhasimende.
Singakusiza impela. Ithimba lethu lingasiza ekwenzeni lula ukuvulwa kwe-akhawunti yasebhange yenkampani yeSingapore kanye / noma ebhizinisini elibhaliswe olwandle. Sishayele ku- + 65 6591 9991 noma usithumele i-imeyili [email protected] ukuthola ukuxhumana mahhala.
Izindaba zakamuva nemininingwane evela emhlabeni wonke elethwe kuwe ngochwepheshe be-One IBC
Sihlala siziqhenya ngokuba ngumhlinzeki wezinsizakalo zezezimali nezinkampani ezimakethe ezimakethe zomhlaba wonke. Sinikeza inani elincono nelincintisana kakhulu kuwe njengamakhasimende anenani eligugu lokuguqula izinhloso zakho zibe yisixazululo ngohlelo lokusebenza olucacile. Isixazululo Sethu, Impumelelo Yakho.