Izinhlelo zokutshala imali ezihlangene kanye nezimali zokuvala ezivaliwe eMauritius

Ukubuka konke

Izimali zomhlaba wonke ezibhaliswe neKhomishini Yezinsizakalo Zezimali (FSC) eMauritius zivame ukwakhiwa njengezinkampani ezifakwe ngaphansi koMthetho Wezinkampani 2001 futhi zinikezwe ilayisensi njengenkampani ephethe iLayisense 1 yeLibhizinisi Lomhlaba Wonke ngaphansi kwe-Financial Services Act 2007 (FSA). Isakhiwo esinjalo, esibizwa njengenkampani yotshalo-mali, sichazwa njengesinye lapho ibhizinisi lenkampani lifaka phakathi ukutshala izimali zalo ikakhulu kwizibambiso ngenhloso yokusabalalisa ubungozi bokutshala imali nokunikeza amalungu enkampani inzuzo yemiphumela yokuphathwa kwayo izimali.

Umthetho waseMauritius uhlinzekela izigaba ezimbili eziyinhloko zezinkampani zokutshala imali (izimali):

• izimali ezivulekile, ezaziwa nangokuthi ama-collective scheme scheme (CIS); futhi
• izimali zokugcina ezivaliwe, ezaziwa kakhulu njengezikhwama ezizimele ezizimele.

Noma isiphi isikhwama se-CIS noma sokuvala (ikakhulukazi uhlelo noma izinhlelo ezihlangene) ezifuna ukuvunyelwa, zibhaliswe, zamukelwe futhi / noma zinikezwe ilayisense yiKhomishini ngaphansi koMthetho Wezokuphepha kumele ziqale zifake isicelo kwiKhomishini ukuze zigunyazwe njenge-CIS noma zivaliwe -end fund ngendlela ebekwe ku-Securities bese uthola i-Category 1 Global Business License (GBC1).

Izidingo ezijwayelekile zezikimu zokutshala imali ngokuhlanganyela

I-CIS, ngendlela nangemvamisa echazwe ku-prospectus, izoshicilela ukukhishwa, ukuthengiswa, ukuthengwa nokuhlengwa kwamanani wamasheya e-CIS. Noma yikuphi ukushicilelwa okunjalo kuyokwenziwa okungenani kanye ngesonto noma ngaleyo ndlela evunyelwe yiKhomishini.

Azikho izindleko ezizokhokhwa ngaphandle kwezimpahla ze-CIS ngaphandle kokuthi kudalulwe ngokucacile ku-prospectus noma kumbhalo wokunikezwa we-CIS. Imali ekhokhwa ngezikhathi ezithile yomphathi we-CIS, ekhokhelwa izimpahla ze-CIS ngomholo, izobalwa, iqongelelwe futhi ikhokhwe ngendlela enqunywe yimibhalo engokomthetho ye-CIS.

Izimali zomgcini, ezikhokhelwa izimpahla ze-CIS, zizobalwa, ziqoqwe futhi zikhokhwe ngendlela enqunywe yimibhalo esemthethweni ye-CIS.

Zonke izinkokhelo noma ukukhokhelwa kohlobo lwemali engenayo / imali ekhokhwa ngaphandle noma kuzimpahla ze-CIS kuzokhokhwa ngaphandle noma emalini engenayo / enhlokodolobha (njengoba kungaba njalo) izimpahla ze-CIS.

Imibhalo yokwakhiwa kwe-CIS izohlinzeka ngokwakhiwa, ukukhanselwa, ukuthengiswa, ukuthengwa kabusha nokuhlengwa kwamasheya, ukulinganiswa kwezimpahla ze-CIS kanye nokubalwa kwamanani amasheya.

Imikhawulo yokutshalwa kwezimali

I-CIS ngeke yenze okulandelayo.

• Thenga isibambiso, ngaphandle kwesibambiso sesikweletu esikhishwe nguHulumeni waseMauritius noma uhulumeni wanoma yiliphi elinye izwe, uma, ngemuva nje kokuthengwa, okungaphezu kuka-5% wezimpahla zayo zizonke, ezithathwe ngenani lemakethe ngesikhathi sokuthenga, utshale imali kwizibambiso zalowo okhiphayo
• Thenga ukuphepha komkhiphi lapho, ngemuva nje kokuthenga, i-CIS izobamba ngaphezu kuka-10% wesigaba semasheya alowo okhiphayo
• Thenga izakhiwo
• Thenga isikweletu sendlu
• Thenga isibambiso ngenhloso yokusebenzisa ukulawula noma ukuphatha okhipha ukuphepha
• Thenga impahla engekho emthethweni uma, ngemuva nje kokuthengwa, okungaphezulu kuka-10% wezimpahla zizonke ze-CIS, ezithathwe ngenani lemakethe ngesikhathi sokuthenga, kuzoba nezimpahla ezingekho emthethweni
• Ngaphandle kwalapho kunemikhawulo ebekwe yiKhomishini noma, uma kuyisikhwama esikhethekile esigunyazwe yiKhomishini, thenga noma uthengise okuphuma kukho
• Ngaphandle kwalapho kune-CIS ekhethekile egunyazwe yiKhomishini, thenga noma uthengise impahla ebonakalayo, kubandakanya izinsimbi eziyigugu