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As of 2025, Liechtenstein has 11 licensed banks (FMA). These banks collectively manage over CHF 500bn and show strong capital ratios (Tier 1 ~20%). While this number may seem modest compared to larger economies, these institutions collectively manage substantial assets and are recognized for their strong capital ratios, robust risk management, and high levels of client confidentiality.

Liechtenstein's banks are super important to its economy. They mainly handle private banking, wealth management, and give investment advice to people both in Liechtenstein and around the world. Lots of these banks are either run by families or part of bigger banking groups in Europe, so they know their local area but also have a global reach.

Key characteristics of Liechtenstein banks:

  • Strong regulation – Banks are supervised by the FMA and operate under EEA-relevant EU rules; client confidentiality is observed within international transparency frameworks (CRS/AEOI).
  • Wealth management focus – Specialized in serving high-net-worth individuals, trusts, and corporate entities with tailored investment solutions.
  • International integration – Access to the European Economic Area (EEA) market, while benefiting from Switzerland’s monetary stability through the Swiss franc (CHF).
  • Reputation for security – Long-standing tradition of asset protection and conservative financial management.

For businesses, having 11 highly specialized banks means access to bespoke corporate banking, multi-currency accounts, and sophisticated investment structures—ideal for cross-border trade and global operations.

Choosing the right bank is a critical step for companies and investors. Professional advisors like Offshore Company Services can help navigate requirements, documentation, and introductions to suitable institutions.

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