Zolinga za 5 posankha banki yabwino kwambiri yakunyanja

1. Kukhazikika kwachuma komanso ndale kuderali

Poganizira kusinthasintha kwachuma padziko lonse lapansi komanso kusakhazikika pazandale, ndizomveka kuteteza chuma chanu m'chigawo chomwe chimalonjeza chitetezo chabwino kuposa dziko lanu. Kusakatula pa intaneti, mudzakumana ndi mindandanda yovuta komanso yayitali yamayiko omwe misonkho angawaganizire musananyengerere ubongo wanu kuti muthe kupeza yankho lililonse kubanki komanso kuteteza chuma chanu. Musaope, ndi ukatswiri wathu pamalamulo ndi kuteteza makasitomala kumaakaunti akubanki yakunyanja m'malo osiyanasiyana, tili pano kuti tipeze mayankho omwe akukwaniritsa zomwe mukuyembekezera.

2. Mbiri ya banki

Ndi mndandanda wautali wamabanki akunyanja padziko lonse lapansi, ndi mfundo ziti zomwe muyenera kuziganizira? Zitha kuwoneka zachilendo kuti mabanki omwe ali ndi mfundo zosavuta kuvomereza makasitomala angaganizidwe ngati zoopsa zazikulu, okhala ndi ntchito zotsika kuposa mabanki omwe ali ndi malamulo okhwima. Chikhulupiriro china chofala ndikuti mabanki amakampani akulu akulu ndiodalirika komanso otetezedwa pachuma chanu komanso chinsinsi chachinsinsi chanu. Komabe, chinthu chanzeru kuchita ndikufunsanso zotsatirazi.

• Kodi ku banki kuli bwino?
• Kodi banki idzayendetsa bwanji ndalama zanga?
• Ndi zinthu zamtundu wanji / ntchito zomwe banki imapereka?
• Kodi bankiyi yaphatikiza ndondomeko yotetezeka ya AML, yogwirizana kwathunthu ndi IRS ndi zina zotero?

Kuyankha mafunso ngati awa kukupangitsani kusankha banki yoyenera komanso yotetezeka kubizinesi yanu, kutengera zisankho zanzeru.

3. Kukonzekera ndi kuteteza ogula

Kusasinthika kwa chitetezo cha makasitomala ndichimodzi mwazinthu zofunika kwambiri zomwe muyenera kuzimvera. Chitetezo chamakasitomala chabwino chitha kubisa chuma chanu chomwe mungasungire banki ikawonongeka. Onaninso chitetezo chomwe banki yanu ikufuna komanso ulamuliro wake musanasankhe ku akaunti yanu yakubanki yakunyanja.

4. Ndi mitundu iti ya akaunti yomwe ikukuyenererani

Muyenera kusankha ngati mabanki ali ndi ntchito zosiyanasiyana kumaakaunti amabizinesi. Ganizirani mosamala ngati kampani yanu ikufunikiradi akaunti ya ndalama zambiri, ngati mungakhale ndi ndalama zokwanira kuti mupindule ndi mtundu wa akaunti yawo yoyamba, kapena ngati akaunti yanu yakampani ingagwirizane ndi omwe amapereka ndalama zambiri.

5. Zolemba zazing'ono ndi mawu ndi zikhalidwe

Pomaliza, muyenera kukhala otsimikiza kuti mukumvetsetsa ndikuvomereza zofunikira muakaunti yanu yakubanki musanasaine pamizere yomwe ili ndi madontho. Izi zikuthandizani kumvetsetsa kwathunthu za akaunti yanu yakubanki yakunyanja, monga maudindo aomwe amakhala ndi akaunti kapena ubale wocheperako ndi banki. Izi zitha kukhala, mwachitsanzo, monga ndalama, ndalama, ngongole zanyumba ndi / kapena ndalama zomwe zilipo pakadali pano. Pakhoza kukhala zotsatsa zosangalatsa monga madipoziti akanthawi kochepa komanso maubwino ochokera kuzinthu zina monga inshuwaransi yaulendo kapena chiphaso chakuwachotsa mwadzidzidzi ndi zina zambiri. mutha kubweza ngati mungalemeredwe kapena mugwiritse ntchito ATM yapadziko lonse lapansi.