Can I open a bank account in Hong Kong online?

Yes, opening a bank account online in Hong Kong is possible, especially through virtual banks and fintech platforms. However, eligibility and approval depend heavily on your residency status, business profile, and compliance documents.

As of 2025, banks in Hong Kong and online banks will have updated how they get new customers. They now let people open accounts remotely or partly remotely. This is especially true for people and businesses overseas. However, approval remains subject to strict compliance checks.

1. Personal Bank Accounts

• Major banks like HSBC, Standard Chartered, and Bank of China still require in-person identity verification in most cases.
• Some virtual banks (e.g., ZA Bank, WeLab Bank) offer full online onboarding via mobile apps for Hong Kong residents and select non-residents.
• Requirements include a valid passport, address proof, and sometimes a local mobile number.

2. Corporate Bank Accounts

• Opening a corporate account remotely is possible through certain banks and fintech platforms, especially for companies incorporated in Hong Kong or reputable offshore jurisdictions.
• Remote onboarding is generally available for:
  • Hong Kong companies with local substance
  • Offshore companies must demonstrate real business activity and economic substance to be considered for remote corporate account opening.
• Required documents include:
  • Certificate of incorporation
  • Business plan and company structure chart
  • Passport copies of directors/shareholders
  • Proof of address and source of funds

To navigate the evolving banking landscape and increase success rates, it’s advisable to work with a licensed corporate service provider experienced in Hong Kong bank account setup.

=> Full Information: Open a Bank Account in Hong Kong for Non-Residents in 2025