Yintoni indima kunye nobubanzi benkonzo yomlawuli wengingqi?

Inkampani nganye yaseSingapore kufuneka ichonge umlawuli omnye waseSingapore.

Ukuba uyingcali kwishishini langaphandle okanye iziko langaphandle elingenamlawuli wasekhaya, ungasebenzisa inkonzo yethu yoMlawuli waseKhaya ukwanelisa le mfuno isemthethweni.

Inkonzo inokubonelelwa ngexeshana elifutshane okanye ngonyaka njengasezantsi:

• Ukuba awufudukeli eSingapore, uyakufuna inkonzo yomphathi wengingqi minyaka le.
• Ukuba ufaka isicelo sokupasa ingqesho, uyakufuna inkonzo yomlawuli wengingqi okwethutyana. Nje ukuba ukupasiswa kwakho kwengqesho kwamkelwe kwaye unedilesi yendawo ohlala kuyo, uya kuba nakho ukuthatha isikhundla sokuba ngumlawuli wendawo.

Nceda uqaphele ukuba eSingapore, uMlawuli waseKhaya unoxanduva olufanayo nolunye ulawulo. Ke ngoko ukubonelela ngomlawuli wasekhaya kwinkampani yakho kubeka uxanduva kuwe nakuthi kwaye singathanda ukuqaqambisa imigaqo yenkonzo yomlawuli wengingqi yethu engezantsi.

• Siza kutyumba elinye lamalungu eqela lethu njengomlawuli wengingqi wenkampani yakho
• Inkonzo inikezelwa ngokuthobela umthetho kuphela. Umlawuli wasekhaya akazukubandakanyeka nakuyiphi na imeko yolawulo, yezemali, okanye yokusebenza kwenkampani. Kuya kufuneka utyumbe umntu omnye okanye nangaphezulu (abanokuba ngabangaphandle (kubandakanywa nabantu abangaphandle) kubandakanya abalawuli abaphezulu abaya kuba noxanduva lokuqhuba inkampani.
• Ukongeza kwimirhumo yomlawuli wengingqi, sikwaqokelela idipozithi ebuyiswayo yokubonelela ngenkonzo yomlawuli wengingqi. Idiphozithi yokhuseleko iqokelelwa ukukhusela iimfuno zomlawuli wengingqi.
• Unokucela umphathi wethu wengingqi ukuba arhoxe nanini na ngokuchonga omnye umntu oza kusebenza njengomlawuli wengingqi. Siza kuyibuyisa imali yedipozithi kwisithuba seentsuku ezi-5 zokusebenza emva kokuba utshintsho luye lwachaphazeleka kwi-ACRA.
• Uyacelwa ukuba ubandakanye idilesi ebhalisiweyo, iAccounting kunye neNkonzo yokuFayila kweRhafu ngaphandle kokuba kuvunywe ngenye indlela liqela lethu lokuthobela.
• Uyacelwa ukuba unikeze iikopi zebhanki yenkampani yakho kunye neengxelo zemali rhoqo ngenyanga.
• Iakhawunti yebhanki kufuneka ibe nebhanki ekuluhlu lwethu lweebhanki ezivunyiweyo (i-OCBC, i-UOB, i-DBS, iCitibank, i-HSBC). Cofa apha ngolwazi oluthe kratya.

Qaphela ukuba umlawuli ophakamileyo wendawo okanye umrhumo wedipozithi unokufaka isicelo ukuba inkampani yakho iwela phantsi kwezi zinto zilandelayo:

• Ingeniso yonyaka yenkampani idlula i-S $ 1 yezigidi.
• Inkampani inetyala langaphandle.
• Inkampani ineakhawunti yebhanki enebhanki engekho kuluhlu lwethu lweebhanki ezivunyiweyo.